pls try checking it with them

hope you will be helped too!

all d best
References :
http://www.newhorizon.org

http://www.northwoodmortgage.com/

http://www.hometrust.ca/
References :

Evacuees taking shelter at the Reliant Astrodome.(see also Hurricane Katrina)

August 2005 saw one of the worst natural disasters in United States history. FEMA received intense criticism for its response to the disaster. FEMA had pre-positioned response personnel in the Gulf Coast region, however many were only able to report of dire situation along the Gulf Coast, especially from New Orleans. FEMA was responsible for the evacuation of the thousands of people who remained in New Orleans during the storm, as well as initial recovery work and appropriations. Within three days, a large contingent of National Guard and active duty troops were deployed to the region.

The enormous number of evacuees simply overwhelmed rescue personnel. The situation was compounded by flood waters in the city that hampered transportation and poor communication among the federal government, state and local entities. FEMA was widely criticized for what is seen as a slow initial response to the disaster and an inability to effectively manage, care for and move those trying to leave the city.

Then-FEMA Director Michael D. Brown was criticized personally for a slow response and apparent disconnect with the actual situation on the ground. Michael Brown would eventually be relieved of command of the Katrina disaster and soon thereafter resign.

Katrina was seen as the first major test of the nation’s new disaster response plan under DHS. It is widely held that many things did not function as planned. However, formal investigations have yet to determine who exactly is to blame (and to what extent) for the Katrina disaster.

Pursuant to a temporary restraining order issued by Hon. Stanwood R. Duval, United States District Court Judge, Eastern District of Louisiana as a result of the McWaters v. FEMA class-action, February 7, 2006 was set as the deadline for the official end of any further coverage of temporary housing costs for Katrina victims. See Court orders on December 12, 2005 and January 12, 2006.

After the February 7 deadline, Katrina victims were left to their own devices either to find permanent housing for the long term, or to continue in social welfare programs set up by other organizations. There are many Katrina evacuees living in temporary shelters and/or trailer parks set up by FEMA and other relief organizations in the first months after the disaster hit, but many more are still unable to find housing.

A second round of evictions is tentatively planned for March 15th, and in response, activists from across the United States are holding a mass march in Washington, D.C. the afternoon of the previous day. Meanwhile, March 11th is said by many news sources to be the deadline for filing Hurricane Katrina disaster relief applications (though one source does mention this deadline applies only to those who have never contacted FEMA in regards to Katrina before).

The telephone number to receive disaster assistance from FEMA is 1-800-621-3362. Survivors of Katrina can learn more about FEMA assistance, and get forms for FEMA recertification, at a wiki web site FEMAanswers.org.

Also try a search for your state housing finance agency or state housing development authority. They have assistance programs for first-time homebuyers.

Sometimes the recent payoff of debt can keep your score low because there is recent activity on delinquent accounts. If you can wait 3-6 months your scores may improve significantly. When you talk to a lender, bring a copy of the most recent credit report you have. The lender should be able to let you know if you can qualify now, or should wait for your scores to improve.
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