home mortgages for teachers We are not Lenders – but we do watch your “six” when it comes to us helping you purchase or sell a home. So, we have access to Lenders and their Services and Remember that you do not pay a Realtor Fee when purchasing Real Estate – our fee is always paid by the seller – with a small exception and that is a GNND (Good Neighbor Next Door Property by HUD http://GNND911.com) – So, you need someone that is going to do the most for you and your hard earned Monies.

Here we go, here is information on the Cal Pers which can be utilized by some Law Enforcement and Educational Professionals.

Cal Pers Selling Features

Competitive Interest Rates- We offer competitive rates on a variety of loan options to meet your individual needs. Rates are posted daily on the Cal Pers Web Site www.calpers.ca.gov

60 or 90 Day Rate Protection- Members may lock in their interest rate for 30, 60, or 90 days and receive protection against market increases and get 2 float down opportunities.

Two FREE Float Down Opportunities- With the 60 or 90 day rate locks, Members receive the lowest CalPERS interest rate on three key dates: 1) Date of the Loan Lock-in 2) Date of loan approval; and 3) Date the loan documents are drawn.

Controlled Closing Costs- CalPERS minimizes some of the fees involved with the home loan, making the CalPERS loan very affordable.

100% Financing Option- We offer various options for your clients to purchase a home with no “out-of-pocket” costs for the down payment.

Reduced Mortgage Insurance Rates- Through CalPERS members receive greatly reduced Mortgage Insurance Rates

Reduced Escrow Title Fees- Members can receive substantial savings on their escrow and title fees, offered by both Old Republic Title and Stewart Title.

Closing Cost Assistance- CalPERS member can use premium pricing interest rates, a gift from a relative and/or seller contributions to pay for closing costs

Personalized Real Estate Assistance Programs- You can take advantage of personal assistance with your real estate transaction and get a cash rebate, for closing costs with Max Advantage through REMAX

Premium Pricing- allows the member to accept a slightly higher interest rate and receive funds to help pay for closing costs and/or mortgage insurance. This helps members who have enough income to qualify for a home loan but lack some of the funds needed to close escrow.

As always – we are RE/MAX of Santa Clarita and if you want to see what we are about – go to http://Paris911.com

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