We are not Lenders – but we do watch your “six” when it comes to us helping you purchase or sell a home. So, we have access to Lenders and their Services and Remember that you do not pay a Realtor Fee when purchasing Real Estate – our fee is always paid by the seller – with a small exception and that is a GNND (Good Neighbor Next Door Property by HUD http://GNND911.com) – So, you need someone that is going to do the most for you and your hard earned Monies.

Here we go, here is information on the Cal Pers which can be utilized by some Law Enforcement and Educational Professionals.

Cal Pers Selling Features

Competitive Interest Rates- We offer competitive rates on a variety of loan options to meet your individual needs. Rates are posted daily on the Cal Pers Web Site www.calpers.ca.gov

60 or 90 Day Rate Protection- Members may lock in their interest rate for 30, 60, or 90 days and receive protection against market increases and get 2 float down opportunities.

Two FREE Float Down Opportunities- With the 60 or 90 day rate locks, Members receive the lowest CalPERS interest rate on three key dates: 1) Date of the Loan Lock-in 2) Date of loan approval; and 3) Date the loan documents are drawn.

Controlled Closing Costs- CalPERS minimizes some of the fees involved with the home loan, making the CalPERS loan very affordable.

100% Financing Option- We offer various options for your clients to purchase a home with no “out-of-pocket” costs for the down payment.

Reduced Mortgage Insurance Rates- Through CalPERS members receive greatly reduced Mortgage Insurance Rates

Reduced Escrow Title Fees- Members can receive substantial savings on their escrow and title fees, offered by both Old Republic Title and Stewart Title.

Closing Cost Assistance- CalPERS member can use premium pricing interest rates, a gift from a relative and/or seller contributions to pay for closing costs

Personalized Real Estate Assistance Programs- You can take advantage of personal assistance with your real estate transaction and get a cash rebate, for closing costs with Max Advantage through REMAX

Premium Pricing- allows the member to accept a slightly higher interest rate and receive funds to help pay for closing costs and/or mortgage insurance. This helps members who have enough income to qualify for a home loan but lack some of the funds needed to close escrow.

As always – we are RE/MAX of Santa Clarita and if you want to see what we are about – go to http://Paris911.com

Mobile post from Utterli.com. More at http://www.utterli.com/u/utt/u-ODA3ODkzOA

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Tutorial video showing how to use the features of the mobile mortgage calculator found at http://www.morecalculators.com and http://www.AEIJO.com .

The mobile mortgage calculator is located at http://www.tonymassey.com/m.htm .

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http://badcreditmortgage-loan.com home loans for bad credit are hard money at http://www.hardmoneyloop.com also get instant access to fast results of mobile home loan bad credit with 6 lenders providing instant quotes for those who are looking for bad credit home purchase loans or bad credit mortgages loans funded by private investors on any real estate property with equity.
Income and credit can be secondary consideration to non owner occupied and especially on commercial and business loans at http://www.mortgagecalculator-loan.com provide results for borrowers seeking bad credit home loans. Hard Money Loans are collateral-based real estate loans made by private investors instead of banks. They can be funded by private individuals known as PRIVATE HARD MONEY LENDERS or PRIVATE HARD MONEY INVESTORS, trusts, partnerships, real estate investment groups and retirement funds… Hard Money Loan is actually a very simple concept. It is the provision of an actual cash loan made to a borrower by a PRIVATE HARD MONEY LENDERS.
Hard Money Loans are funded for business and personal use. The real estate asset may be business or personal property, and the proceeds of Hard Money Loans are not restricted to business use.
Creative lending solutions are needed for borrower’s who have low credit scores, low income, no cash flow or are in need of a quick closing! Hard Money Loan can finance single family, commercial property – HARD MONEY COMMERCIAL LOANS, unimproved & improved property of all types – HARD MONEY CONSTRUCTION LOANS including land purchases, developer lots or raw land – HARD MONEY LAND LOANS.
The Hard Money Loan is a private loan which does not require the same guidelines as other loan types.
For this reason, the Hard Money Loan is often asked by people who:
Have a history of bad credit.
Have no credit.
Have previously had a home foreclosure.
Have unverifiable income.
Must refinance immediately.
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Currently behind on your mortgage payments.
Currently facing foreclosure or have a notice of default filed against you.
Need a mortgage loan immediately and are willing to pay more to have it close quickly.
Private investors in Ohio, Florida, New York, Texas, Arizona, California and all 50 states Residential or commercial loans constructions loans and even land loans at http://www.lendinguniverse.com/fast_commercial_hard_money_loans.htm for borrowers looking for home loans for bad credit and or bad credit mortage loans.

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